The SMS Medicare Education Platform for Self-Funded Employers & Captives

Medicare education that protects your health plan.

MediMatch finds the Medicare-eligible people on your self-funded plan and gives them neutral, 24/7 guidance by text—so they can make the right move before avoidable claims hit your plan, your stop-loss, and your captive layer. No app, no meetings, near-zero lift for HR.

Neutral by Design Claims Savings Measured Pilots Near-Zero HR Lift

30 minutes with a licensed Medicare broker—no prep needed, no pitch deck.

MediMatch SMS conversation example
The math for a self-funded plan

The claims risk hiding in plain sight

30–50
Medicare-eligible members per 1,000 employees, every year — a recurring pool most plans do nothing deliberate about
~7%
offboard 12+ months sooner with neutral education — 2–3 people per 1,000 transitioning a full plan year earlier
* Illustrative
$56K–$111K
expected claims + premium kept off a 1,000-life plan per year — before counting a single avoided $100K+ claimant
* Illustrative

These figures apply to self-funded and level-funded groups, where the employer bears claims and stop-loss cost directly. Illustrative, not guarantees — actual results vary by group size, plan type, and health profile. Full assumptions and sources in our Employer ROI brief (available on request).

Want this math run on your plan?Bring your headcount and rough age mix—Ashley does the rest on the call.

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Why Employees Actually Engage

Education that isn't following the money

Most "free Medicare help" is paid by someone with a stake in the outcome. MediMatch's education layer isn't—and that changes who trusts it, who acts on it, and who believes the results.

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No stake in the outcome

Whether an employee stays on your plan, moves to Medicare, or picks any particular carrier, MediMatch's education layer earns the same. No commissions, no ownership stakes, no referral economics steering the guidance.

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Neutral answers get acted on

Medicare decisions are high-stakes and confusing, and employees can tell when advice has an agenda. A guide with nothing to sell is the one they engage with honestly—and act on sooner.

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Neutrality is the compliance posture

Voluntary, neutral education—no payments, pressure, or incentives to leave the plan—keeps a Medicare-transition program on the right side of Medicare Secondary Payer rules. The employee always decides.

For Captives, Consortia & Trusts

One good decision pays your plan twice

In a captive, avoided claims don't disappear into a carrier's book. They show up in your loss runs, your layer's performance, and the renewal conversation you have with your peers.

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You Keep What You Avoid

Every member who transitions appropriately takes their claims exposure with them—and in a captive, that improvement compounds in your own experience, your layer, and your renewal.

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Fits the Cost-Containment Roster

You already run centers of excellence, reference-based pricing, and Rx carve-outs. MediMatch targets the cohort those programs don't touch: the Medicare-eligible members carrying the plan's tail risk.

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Proof Travels Peer-to-Peer

Nobody believes a vendor the way they believe a fellow employer who says: "We ran this, it took almost nothing from HR, and here's what it kept off our plan." Pilot employers present their own numbers.

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The Plan Document Is King

Start today as voluntary education—no plan amendment needed. Design it into your plan language with your counsel and TPA, and it becomes a deliberate cost-containment strategy your captive can point to.

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Not in a Captive?

Standalone stop-loss and level-funded groups benefit the same way—and for a smaller group, one avoided high-cost claimant can change the entire year's economics.

Bringing this to your captive?Ashley will join your next member call—or prep the three-minute version for you to present.

Book a 30-Minute Call
Simple Process

How It Works

Designed for near-zero HR lift. The program runs itself after the first share—and HR fields fewer Medicare questions, not more.

1

HR Shares Once

A branded link goes out—at open enrollment, in age-64 touchpoints, or in new-hire materials. Employees save the number and text in. No app, no portal, no meetings to run.

2

Employees Text 24/7

MediMatch answers general Medicare questions—premiums, enrollment periods, Advantage vs. Medigap—day or night, and gathers each person's situation through conversational SMS.

3

Warm Handoff to Licensed Help

When someone is ready to act, they schedule a call with a licensed Medicare broker—yours, your consultant's, or one from our network—who arrives already prepared with their medications, providers, and priorities.

4

You See the Numbers

The dashboard shows eligible population, engagement, opportunities identified, and actions taken—the measurement your captive report or stop-loss renewal is built from.

The Team

Who You'll Work With

Ashley Corr

Ashley Corr

Medicare Broker & MediMatch Product Creator

Licensed Medicare broker who shaped MediMatch from the ground up. Ashley is your main point of contact for demos, Medicare guidance, and broker inquiries.

ashley@textmedimatch.com · Book a 30-minute call

Emily Smith

Emily Smith

Founder & Engineer, Side Nerd Apps

Side Nerd Apps builds simple, text-based tools for businesses—Link Lead for sales teams, MediMatch for employers and benefits teams, and more. Emily builds the tech behind MediMatch, onboarding, and platform customization.

Questions?

Frequently Asked Questions

What is MediMatch?

MediMatch is a neutral, SMS-based Medicare education platform for self-funded employers, captives, and consortia. It helps the Medicare-eligible people on your plan understand their options by text and connects them to licensed help when they're ready to act—so avoidable claims come off your plan.

How does Medicare education reduce our claims?

Every plan has employees who are Medicare-eligible but stay on the group plan out of confusion or inertia—and 65+ members drive a disproportionate share of claims and tail risk. When neutral education helps 2–3 people per 1,000 transition a full plan year sooner, roughly $56K–$111K in expected claims and premium comes off the plan. The savings show up in your loss experience, your stop-loss, and your renewal.

Is it compliant to help employees move to Medicare?

The employee always decides. MediMatch is voluntary, neutral education—it never pays, pressures, or incentivizes anyone to leave the group plan, which is what Medicare Secondary Payer rules prohibit. We design programs around what your plan document permits, and we recommend reviewing plan-language questions with your counsel and TPA.

What does HR have to do?

Share a link once—at open enrollment, in age-64 touchpoints, or in new-hire materials. Employees text in from there. There's no app, portal, or meeting to run, and HR typically fields fewer Medicare questions, not more.

We're in a captive — how does this fit?

Captives are where this works best. Avoided claims show up in your own loss experience and your layer's performance, and results travel peer-to-peer: pilot employers present their own numbers at captive meetings. One relationship can bring the same measured playbook to the whole group.

Who answers employees' questions?

General Medicare questions—premiums, enrollment periods, Advantage vs. Medigap—are answered by text, 24/7. Every answer draws on an up-to-date Medicare knowledge base maintained by a licensed Medicare broker with 20 years in the space. When someone needs personalized or plan-specific advice, MediMatch routes them to a licensed Medicare broker: yours, your consultant's, or one from our network.

What does a pilot look like?

We define the measurement before launch: eligible population identified, engagement, Medicare opportunities surfaced, actions taken, estimated claims impact, and HR hours required. You get a defensible number you can take to your captive or your stop-loss renewal—not a vendor's marketing estimate.

Have a question that isn't here?Ask a licensed Medicare broker directly—30 minutes, no obligation.

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Resources

Make the case internally

Share these with your CFO, counsel, compliance team, or captive manager.

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Employer ROI & Claims Avoidance

The full assumptions behind the numbers on this page—what Medicare-eligible members cost a self-funded plan, and what education moves.

For: CFOs, captive managers →
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Compliance & Regulatory Framework

White paper on HIPAA scope, state consumer-health privacy law, TCPA consent, and CMS Medicare marketing rules for AI-assisted communication.

For: CISOs, security & compliance teams →
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Compliance Knowledge Hub

Source-cited guides covering HIPAA, TCPA, CMS TPMO rules, Washington MHMDA, state consumer health privacy laws, and enterprise HIPAA options — with primary citations and FAQs throughout.

For: Compliance teams, brokers, carriers →
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Security & Compliance Package — available under NDA

Full vendor-assessment detail for security teams: Security Program Overview, Subprocessor & Data-Handling Disclosure, Incident Response & Breach Notification, and the Security & Compliance Overview. Shared on request so we can tailor and sign an NDA.

🔒 Request the package →

Broker, consultant, or GA? MediMatch is white-label, and we have a full set of broker resources and executive briefs on stop-loss, reinsurance, and agency growth—contact us.

Try It Now

See MediMatch on your phone

Enter your info below and we'll text you the MediMatch contact. Save it, then try texting your Medicare questions—just like your employees will.

Experience the full SMS intake flow in seconds. No app, no login, no setup.

Pilot MediMatch

Measured, not marketed.

We're recruiting a small number of pilot employers through captive relationships. The measurement is defined before launch—so you walk into your next captive meeting or stop-loss renewal with a number your peers will believe.

In 30 minutes, you'll walk away with

  • 1.An estimate of your plan's Medicare-eligible population
  • 2.The claims math above, run on your group's size and age mix
  • 3.What a measured pilot would look like for your group—and what we'd report to your captive

You'll meet Ashley Corr, a licensed Medicare broker—not a sales rep.